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Will do anything to hire people. I was approached by a Primerica representative at a job fair on a military post on Nov 28. Check this out: https://www.reddit.com/r/antiMLM/comments/8ctzhz/almost_answered_a_job_scam_they_yelled_at_me_down/. As soon as I was better he wanted to meet that evening or would tomorrow be better. He went on to explain that the company offers free financial health reports to perspective customers and that all they ask in return from the prospects is they offer up a list of 15 local contacts so they can hopefully recover the expense of this complimentary offer. *69 doesnt block the outgoing number. I dont go to unnecessary meetings or bother my warm market because its a legit service. Anyway so he was trying to down play my job and whatnot and get his point across talking about its a good opportunity, dont you want to make more money and yada yada yah. I like to hear about the successes towhat did you find out about those that succeed at this? After attending a couple of the information sessions myself. SCAMMMMMMMMMMMMMMMM. They have a lot of my information? That fact in itself should be an embarrassment to any organization, requiring immediate action. I received a call today for just such an interview in West Chester, Ohio tomorrow. The interview was over after he scheduled a home visit to talk to my parent and im cancelling that appointment because Im 95% sure im being scammed. Im not recruiting people into a pyramid scheme and praying that they recruit more so that I can make a few pennies. After my daughter hung up the phone I received a call from the recruiter. Proceeded with a few more questions before telling me she and her husband ran a small business. Would rather wait for another job. I went on the interview and I still didnt really know what the hell it was really about. Then he spent the next 5-10 minutes telling me that the company is called Primerica and what they do is sell life insurance, auto insurance, and help people with debt. I got a random call on my cell phone from a Primerica Financial Services rep in Charlotte, N.C. Said his office manager was trolling the Internet for resumes and found mine. In Primerica, the goal is to recruit. To proceed it was a lot of paper work, like basic info, bank info and contacts. This morning I received a message saying he was looking for 7-10 people to fill various roles in his office and wanted me to let him know of candidates. He then tried to get my bank account info right after and I just barely made it out of that. No, Primerica does not offer services that justify a higher price. My Primerica Regional Vice President (RVP) well call John offered to teach me how to call them, to build my team. And use to convince FLORIDA retirement sustem workerd to move there money with us thinking thatsba good idea and look what is the result ! Its headquarters are located in Duluth, Georgia, and the company offers services across the US, Canada, Guam, and Puerto Rico. I just went to a meeting last night, everything previously written by past people are true. I know a couple that have reached their $100k status and are so proud of themselves, except they have no money and do nothing. I advised that I am looking for roles in the IT field, preferably as a deskside technician. I blew it all off the moment I was dismissed. I first indicated, I was not interested in selling financial products and not sure I wanted to apply. He didnt even walk me to the door, shake hands with me, give me a business cardnothing! So of course I gave him my number. Person could not confirm how they got a copy of my resume, but asked that I bring my updated copy with me. She gave me vague details about the company. All of this is broken into ordinary conversation somehow. Thank you for the honest comments, saved me time and money. Im still researching the fact, yet still smell pyramid. He gave me the address and time for the meeting andthats it. They use the classic BAIT and SWITCH for everything they do. PRIMERICA has changed their lives. 100,000 reps times $25 a month equals $2.5 million a month from its own employees., http://www.businessinsider.com/citigroup-primerica-ipo-2010-4. A pyramid scheme is an unsustainable business model in which original investors make money by recruiting others rather than by selling actual products or services. 24 hours later he still hadnt responded. How BBB Processes Complaints and Reviews. I told him I wasnt interested, but really wish I could report him to someone. Of course, now looking back and seeing it for what it was, I see why he wanted to hide behind secrecy. Then a few weeks later, comes our leadership retreat. Oh Boy. LOL, Lol thanks God I look it up and they give you such an hope like youre about to win big smh I waist my time dressed all nice thanks God I didnt register yet Im done with them. I make a very nice income for myself with a legitimate business. The second warning sign was she didnt have a business card, but rather took my phone number down on a notepad and advised her business partner would call me. Something was definitely off. Thanks for your reviews, Wasting time is the #1 sin in job hunting. Especially one that deals with financial education and asset management. And no-load mutual funds through Vanguard or Fidelity beat the high expense ratios and sales charges of the ones Primerica offers. I spent an hour on the phone with Vice Presidents in three different areas. It was clear this is a business. The grand kicker was the way the regional representative (and the speakers) used THE BIBLE to justify us serving a great cause? I attended a presentation and just decided it wasnt something I really wanted to do. And we are educated, if we werent, we wouldnt have had researched about primerica. I left indicating this was not for me, but wasted valuable time for something, from the on-set, which I indicated was not at all of interest, on her pretense it was a support job. I was supposed to be intervied by Anthony, i wasnt. PFS Investments Inc. (aka) Primerica Financial Services. Ill be moving in a few weeks anyway and as I mentioned, I already have work. Action Affect! A typical recruiting ploy in Primerica is the job interview. A large black SUV, an Excursion or an Escalade, pulled up next to me and a rather dapper-looking kid about middle school age got out as his mother sat in the parking lot, engine off. When I laughed at her question, she assured me it was because she wanted to know about my credibility, although she failed to explain how where my family lives illuminates anything about my character Clearly, they are looking for people with family/friends to pitch their products to. We sell legit insurance, that either you already have, or might need at a price that is same or lower, with same or better customer service. When you feel the need to bully someone like that, there is something lacking in you. Known as a co-founder of EarthLink, the internet service provider that . Based in Duluth, Georgia, PFS Investments is regulated by both the Financial Industry Regulatory Authority (FINRA) and the Securities and Exchange Commission (SEC). I told her I dont have friends, so Im just telling her anything so shell drop it but she was so persistent it was ridiculous. The next person presents the sales pitch on Primericas services. The FIT bitch (thats me) who wrote this is far from broke, and makes a great living selling legitimate services to people who need them. They used what I told them about myself to further what they wanted from me. Also, there is nothing on my LinkedIn profile that indicates I have any financial talent. P.S.Also, as to objections from some of the above posters concerning licensure fees charged by Primerica, any financial services company must ensure that its agents are licensed, just like real estate agents (or engineers or accountants) must be licensed. Financial Needs Analysis 2. A manager? wow I was suppose to have a interview with a person from pfs investments . I have been with Primerica for almost a year. I told them I didnt had the money so the lady told me Icould go some other day and its been two days already and Im scare they use my social security # for a bad purposei want to go and get the paper and ripped off so i could feel safe but idk what to do Can anyone tell me what should I do. Now that I have read the previous comments I will not be wasting my Saturday morning to interview with PFS. The average individual earnings of their representatives is $5,156 per year. The call was so unclear and left me with wanting more information. No rebuttal, just got off the phone. He also stated I would be refunded once I completed a certain portion of the tests. What a waste of time?! You need to have a 1) calculator and 2) common sense to realize only the top percentile will make any livable income, in your head you think youre going to get enough sales to make six figures youre not. He told me he has to go through clearance and apparently he is abusing this priviledge. It looks like even the Better Business Bureau has a number of complaints lodged, about this company. I ended up getting out of it last minute once I found this blog I had to SEARCH HARD to find out that she worked for Primerica, it pretty much boiled down to me searching the address she gave me and finding that its registered to Primerica. It was the first time I smelled something fishy. He kept repeating that they are teaching people how to use their money, but without really saying anything else. I received a call and was told someone left my name and number on his desk. I told them that Id have to think things over, though it took a couple of times for me to say that so that they understood. Like the Dread Pirate Roberts, Ive known far too many preachers to take them on their word alone. I looked them up and it seemed to be life insurance, not a retirement fund at all, so I blew it off. Everyone knows its MLM even though the company avoids the term like the plague. A woman approached me and complimented me on my bag, asking me where I got it from. Wed discussed it before, and Id tried to suggest Vanguard for a 401k, as I was not familiar with Primerica. That site already gets an, People need 2 stay away from mlms, it will ruin you, Its a mind control cult, its a scam, you need 2 leave, Not according to nasdaq. Im an extremely brutally honest person, so when he asked what was on my mind i told him the truth. If you really want to sell financial products, youre much better off doing so through a company that is not an MLM. Financial Advisor (Former Employee) - Fort Worth, TX - November 23, 2022 never said what I would be doing . As someone whos in commission sales- I feel bad for people who fall into companies like this one. We are not a scam and there are no fake interviews. I was approached by a company rep today at my job. I think this is so sad if shes not realizing what she has gotten herself into. Their higher up had done that for them. Nice to know people are exposing this company! She is a mere pawn unknowingly victimizing her own family and friends. The insurance of Primerica is a company that is only said to scam people, using the method of false information, I have been 7 years with this life insurance and I am trying to cancel it because every year they are raising the price a lot, and tried to cancel and they are collecting my savings that I have in this policy, Last year I sent my cancellation letter and they do not want to cancel my insurance, I will have to ask for help from the government of *******. I dug and dug until I found PFScareers.com which is the new recruit site. Especially because it just didnt seem necessary. A few of us bought into a resume site, access to hundreds of local resumes. A meet and greet with the manager and then into the position details. Yes many consumers arent sophisticated about insurance, which is why it can be easy for a Primerica rep to sell them a crappy product at a higher price. I focused on a plaque over Johns head as he bragged about his familys last vacation, noting his highest attained income splayed across it in huge numbers. Primerica asks their reps for quite a bit. Not lying to them about what happened either. I was not at all interested in becoming a sales person. You dum assess are just to lazy to change the direction your lives are going so you stay working for toll plazas or write articles like this fat bitch. At first I was very happy considering I was Highly Qualified for something, but now seeing all these comments just makes me sad. Primerica is a very old company that for over 40 years has been selling insurance and financial products by way of the network marketing model. We were all in this rinkadink room, looks like they rented and tried to make it look professional but it looks rushed and had meaningless awards on the walls. 3. open up my own winery making cranberry wine. Ive been to interviews and left without a job. Its funny how my perspective has changed. you need your own clients to start off like family or friends. I asked him if I should bring any specific documents with me and he abruptly said no and that he simply wants me to come in and talk with him first, also adding there would be some forms one of which would include qualifications I have and work history. So a woman called kim called and set up an interview with me in a city nearby. The evening eventually came to an end, and I watched John as he scored 2 new recruits. Theres no scheme, no one earns more unless you DO more. One person wrote that she heard people cheering YES we do that because we support the people who are working and we give accolades to them. He asked us over 50 questions, where do you want to move? Warning any company Rep from anywhere that is vague with answering your questions ? The crazy part it that this PYRAMIDS are legal. 1. transfer job locations to my home time and end up getting paid a little more + be with all my family + be happier. I just got a call tonight from someone who started to ask me about my resume. Presumably because the recruiting pool is getting less and less educated. I felt that it was a pyramid scheme, but was trying to support people in my community, especially after dealing with a traumatic loss of a family member, who didnt have a policy. And this place is playing with peoples hope?! Ill text the woman tomorrow to cancel since she made it clear that she had her phone on 24/7. Unlike working at a job where, if you do something great, your boss yells at you because you make them look bad. One of my classmates from a dispute resolution class I had this past winter called me one night about a business opportunity she wanted me to check out. 1. Pyramids are illegal and would NOT be listed on the NYSE. Wow. Its legal, yes..but a scam in every sense of the word, that relies on cult mentality. She told us that most people in the company are able to make 6-figure incomes, but thats a good thing, since they help people get out of debt and become financially independent. The caller introduced himself as the vice-president of a Hudson based company and told me that he had found my resume online and that he is looking to expand his company and is interested in adding some people to his team. Well John went into his little script of how he found my resume off of Careerbuilder and thought I had what it took to help the business. Just like most of these posts, they said they werent looking for people who have college degrees or serious career experience. I hope this helps anyone considering Primerica or any MLM company for a career but dont let desperation drive you to a poor career decision. Primerica Financial Services is a multi-level marketing company that sells life insurance and investments. I reminded her I was not there for a financial health check, but rather for a job pertaining to repairing computers NOT a door-to-door 3rd-party insurance salesman. (applied for this position on Craigslistthe number I received the call from was 347-753-3377). I put down my 5 usual references for jobs and returned the clip board to the receptionist. Fredericton, New Brunswick in Canada. I asked for a camp name twice she mumbled PCC really fast so i couldnt catch it. I wanted to be pumped but I found it hard to ignore the fact that John had blatantly lied when the professional-looking man had asked if there were any additional costs other than the $99. It was an apartment looking complex with no name, nothing. I received a call on Wednesday from a classmate she just graduater from high school and im still there so she told me that she works for a growing company but she didnt say which company it was she just asked how old i am and if i was looking for a job as almost every high school student i am looking for a job and i have applied in so many places but they havent call me. They asked me to come back for information session next week. I was approached last night while grocery shopping at Star market. Its all true. I had to squeeze in questions as he was trying to hang up without providing any information such as what does PFS stand for? The dude ignored me completely. Now this guy (who knows if he actually works at Primerica) has my SOC. Question: Does anyone feel ripped off in their current situation? Average salary is 6K per year less than McDonalds. When I enquired further about the details of this opportunity to make extra income as my schedule permits He responded to me telling me that I would be licensed with my state and I would serve as a financial GPS Lol. I could do it but dabbling in ventures that call on questionable morals is not my thing. I will be calling them in the morning to say that I will not be participating in this ridiculously insidious scam after all. (Formerly pre-paid Legas Services, membership I have had for 16 years. Anyway sort of brings out the negatives in the post. Kudos, Anthony Pinto, your attitude will make you very successful! Primerica is a multi-level marketing company. 4. What should I do? Primerica Financial Services Home Mortgages. not a business (Kind of like someone asking you out on a date and then you saying I have a girlfriend, they should get the hint) The guy keeps talking and says something like we should have a discussion when youre free about the position. So this nice, well-put together woman is kind of a nice change to talk to. WHY DIDNT I GOOGLE IT??? I also know another person who has been doing it for 10+ years now and he doesnt make much at all. New faces=new prospects=new recruits=new sales. In reality, they own nothing. I've written about Primerica in the past, questioning whether Primerica is a pyramid scheme, and whether PFS is a scam. Can be a plane, train or automobile. Hes spending more time getting me to do all this than he did explaining the actual job.. Thanks guys for ur time to let ppl know who primerica is. Blah blah blah blah. Glad I found this page though so I dont have to waste my time or money. Only one company filed a lawsuit in a failed attempt to prevent these upgrades. I am so glad I found these comments it saved me the time of going to somewhere that was not what it was suppose to be. Primeamerica is a legit insurance company. It was all a bit creepy and unlike anything I had experienced. Needless to say, Im glad I got out of that one. As cool as this possibility sounded, it just seemed way off, I had many red flags that popped up and wanted to inquire on them, one of which I did, but figured Id investigate a bit first. And a sidenote when I exchanged info with the wife in target her android phone had an app on it where my full name showed up on her phone. We hardly talked about me and my background. In essence, 95% of their force starves while making the top 5% rich. Sorry, I am not signing any employees up for any more pay deductions if theyre not getting the services. I did not quite have the similar negative experience as many posted, but mine was similar. Be aware, I messaged on Facebook, and the account had comments saying Hey man, I think your account got hacked Ive been getting odd messages from you. And again, its only gross revenue and doesnt include the costs of doin business theyre all responsible for out of pocket! Its a good thing Im not stupid and always look up companies before I contact them. After all, he was the successful one here of the two of us. I was making nothing doing work that was not only boring, but physically painful. I had to fill out some kind of assessment that would tell them which management training program would be best suited for me. Here we go another scam, let me play along The gentleman got on the phone, I think his name was John, again muffled but I really didnt care what his name was, this wasnt going to last very long. Just dont give up! For only $99 you can be licensed to sell insurance to others with us. The man on the phone was not the man at the meeting. Mr. John A. Addison Jr., Co-Chief Executive Officer. Got a free dinner out of it, but I never did anything with it and didnt give them any money. So I booked an interview with him. Pingback: Why Do People Join MLMs? Sizing up the interviewees professional attire I again looked around, feeling self-conscious as I really noticed for the first time how cheap and tacky the office looked with its random motivational decorations and big scoreboard marking sales and recruits. Nobody in our company will stop you from being great and doing great things for people. They offered me an interview for customer service job and said they were looking for people who are bilingual. Georgia Insurance and Safety Fire Commissioner, 2 Martin Luther King Drive, S.W., 716 West Tower, BBB Tip: How to shop for financial services, Need to file a complaint? Im looking for a job, and someone who lives near me tried to recruit me to this. It all seemed so legit at first and since this was my first interview and Ive been looking for an internship, it seemed perfect. Then she talked about the opportunity to make money, but it was NEVER presented to me by her; or any of the other Primerica reps that it was any kind of a job interview. This was my first piece of evidence that what they were saying literally was not adding up. I had a few drinks the night before. 5. As always, researching before contacting is saving me from MLM opportunities/, I had a brief interview with a ( PRIMERICA REPRESENTATIVE ) , right from the start i saw the deceptive BS that they where trying to scheme up. * Is it possible that the services Primerica provides justifies a higher product cost? I eventually gave in and asked for her business card, she told me she had left it in her office. Never realized Primerica was an MLM until reading what Tracy has posted. She the. Sounded too good to be true about the money and needless to say thank-you to everyone here I will not be going. Dont spread lies when you failed at the business. They offered you the opportunity to make extra money about $200/hour extraas I said, the only reason someone didnt make money in Primerica is because they didnt work. I emailed Primericas Compliance department and was told they could not give permission for me to take the job because it would violate SEC rules. Why keep the name of the company a secret, wouldnt they eventually HAVE to know? No one hands you a silver platter without some work. He also deceived the new Primerica representative, telling her that he was helping her and teaching her how to recruit people into her downline, only to keep some of the recruits for himself. She asked if I was interested in working with them, and I said yes. insurance MLM firm Primerica is a legitimate and long-established company. I cant believe you even said people should go to the FAKE interview. Every person recruits, and everyone below them recruits, and everyone below them recruits, and so on. I have mine scheduled in a few hours..you saved me gas and time! Agency Management had a staff of approximately eleven investigators and PFSI Compliance had approximately three investigators working on investigations of complaints. A pyramid scheme is a business structure that pays more for recruiting new members or distributors than it does for selling actual product. If it is such a scam, why is it that people can actually make some extra money once they are trained? I was not familiar with them, so I went in for the so-called interview. A pyramid scheme is a fraudulent system of making money based on recruiting an ever-increasing number of "investors." The initial promoters recruit investors, who in turn recruit more investors, and so on. I pasted a smile on my face and said of course, hes expecting you, he just stepped out for a few minutes though inside I was fuming. Thank God for the info I found out on the inernet.